• Foreclosure: JB&A has successfully and expeditiously handled thousands of foreclosure cases for our clients. We offer our clients cradle-to-the-grave service, including initiating the foreclosure suit, curing title issues, entry of the foreclosure judgment, scheduling of and bidding at sheriff’s sale, recording the deed or certificate, evicting and gaining possession of the premises, if necessary, and handling the REO closing. We protect the interests of clients holding junior mortgages by filing answers, judgment affidavits, and petitions for surplus. Additionally, we handle all aspects of contested litigation associated with residential and commercial mortgage foreclosures, appeals, and defending our clients in suits for TILA, fraud, tort actions and other claims.
• Loss Mitigation: The Loss Mitigation Department assists our clients with a variety of loan-workout alternatives, including loan modifications, deeds in lieu of foreclosure, preparation of forbearance agreements and short sales, which are geared to save our clients considerable time and expense. To mitigate client loan losses, we have pursued other remedies, including deficiency actions, collection suits, and the negotiation of substitution of collateral agreements.
• Bankruptcy: The Bankruptcy Department represents lenders and servicers, note-buyers, creditors and other security-holders including auto makers. The Bankruptcy Department files proofs of claim, motions for relief from automatic stay, motions to dismiss, attends Rule 341 meetings of creditors, handles contested cram-down litigation and redemption hearings and complex Chapter 11 representation, and defends and pursues adversary claims.
• Evictions: The Eviction Department issues demands for possession, initiates forcible entry and detainer proceedings, files supplemental petitions for possession, and ensures swift execution of orders of possession by the sheriff.
Title Curative: The Title Curative Department provides a complete suite of title curative services. We file title claims and court actions to cure defective title and undertake curative recording activities to resolve title problems. Our firm has recovered hundreds of thousands of dollars for our clients through successful title claims against insurance companies. We have successfully adjudicated lien priority disputes in court proceedings on HOA, utility, and tax lien matters.